Traditional Greek & EU Bank SWIFT Wires vs Revolut Business Multi-Currency
Estimate what moving from Traditional Greek & EU Bank SWIFT Wires to Revolut Business Multi-Currency costs over 12 to 36 months, including the one-time switch. Then remap your exported CSV headers.
Why teams look at this switch: SWIFT wire fees (€15–€45) and bank FX spreads vs Revolut Business plans with a monthly FX allowance (0.6% above it, +1% outside market hours)
Cost calculator
Reference price ladder
Partly reference prices, checked 24 Oct 2026. List prices in EUR; converted prices are explained in the assumptions. Prices change and differ by region, tax and contract. Confirm on the vendor's page before you decide.
| Plan | Monthly billing | FX allowance | Above allowance |
|---|---|---|---|
| Basic | €10 | €1,000 | 0.6% |
| Grow | €35 | €15,000 | 0.6% |
| Scale | €125 | €60,000 | 0.6% |
Assumptions
- Bank side is an illustrative assumption: €10/mo account fee, 2.2% FX spread, €25 per SWIFT wire, one wire per €3,000.
- Revolut Business: cheapest of Basic / Grow / Scale; 0.6% above the plan's FX allowance; +1% for volume converted outside market hours (e.g. weekends); €5 per transfer beyond the plan's free transfers.
- Revolut prices are the Greek plan terms (from 22 Sep 2026); fees and allowances differ by country.
CSV header mapper
Rename exported Traditional Greek & EU Bank SWIFT Wires column headers to the names Revolut Business Multi-Currency expects. It runs in your browser. Only headers change and values are kept.
Renamed headers do not make a file import-ready. Compare the result with Revolut Business Multi-Currency's import template and create any custom fields there first.
| Traditional Greek & EU Bank SWIFT Wires column | Revolut Business Multi-Currency column | Field type |
|---|---|---|
| Supplier_Name | Name | Standard field |
| IBAN | IBAN | Standard field |
| BIC_SWIFT | BIC | Standard field |
| Invoice_Amount | Amount | Standard field |
| Currency | Currency | Standard field |
| Payment_Ref | Payment reference | Standard field |
When moving to Revolut Business Multi-Currency makes sense
- Your main cost driver is SWIFT wire fees (€15–€45) and bank FX spreads vs Revolut Business plans with a monthly FX allowance (0.6% above it, +1% outside market hours), and your volume is past the break-even point above.
- Your team can finish the CSV import and onboarding within the switching budget you entered.
- You have checked that Revolut Business Multi-Currency's plan covers the integrations and compliance rules you need.
When staying on Traditional Greek & EU Bank SWIFT Wires is the better call
- The one-time migration, re-integration or retraining cost is larger than 12 to 24 months of savings.
- You are inside a multi-year Traditional Greek & EU Bank SWIFT Wires contract with early-termination fees.
- Your workflow relies on add-ons or features Revolut Business Multi-Currency does not support yet.
How the result changes with volume
Twelve-month totals at half, default and double volume, using the default pricing model and a €150 switching cost.
| Volume (Monthly Cross-Border Wire Volume (€/$)) | Traditional Greek & EU Bank SWIFT Wires | Revolut Business Multi-Currency | 12-month difference |
|---|---|---|---|
| 50% volume (6,000) | €192/mo | €35/mo | +€1,734 |
| Default volume (12,000) | €374/mo | €35/mo | +€3,918 |
| 200% volume (24,000) | €738/mo | €104/mo | +€7,458 |
Questions
How is the total cost of Traditional Greek & EU Bank SWIFT Wires and Revolut Business Multi-Currency compared?
Each side's monthly cost is multiplied by the months in the horizon, and the one-time switching cost is added to Revolut Business Multi-Currency. At the default volume (Monthly Cross-Border Wire Volume (€/$): 12,000), the model gives about €374 per month for Traditional Greek & EU Bank SWIFT Wires and €35 per month for Revolut Business Multi-Currency.
How do Traditional Greek & EU Bank SWIFT Wires CSV headers map to Revolut Business Multi-Currency?
The mapper renames Traditional Greek & EU Bank SWIFT Wires columns (Supplier_Name, IBAN, BIC_SWIFT, Invoice_Amount, Currency, Payment_Ref) to Revolut Business Multi-Currency columns (Name, IBAN, BIC, Amount, Currency, Payment reference) in your browser. Custom fields must exist in Revolut Business Multi-Currency before you import.
When should a company stay on Traditional Greek & EU Bank SWIFT Wires?
Stay if the one-time switching, integration or contract-exit cost is larger than the savings over the horizon you care about. The calculator shows that case as a negative result.